Financial
Contul curent al balantei de plati a inregistrat in anul 2009 un deficit de 5,054 miliarde euro, in scadere cu 68,7% fata de anul 2008, potrivit unui comunicat al BNR. De asemenea, BNR a precizat ca influenta determinanta asupra reducerii soldului contului curent a avut-o deficitul balantei comerciale, care a insumat 6,754 miliarde euro, in scadere cu 64,7% fata de anul 2008.
BRD-Groupe Societe Generale a lansat primul card bancar 100% personalizabil, mizand astfel pe impulsionarea pietei cardurilor din Romania.
Numarul tranzactiilor la comercianti inregistrate de MasterCard Europe a ajuns la 1,8 miliarde in ultimul trimestru din 2009, o crestere cu 10% fata de perioada similara a anului trecut, potrivit unui comunicat al companiei.
In timp ce datele Bancii Nationale indicau ca, in luna august, creditele restante si indoielnice (valoare neta) din total portofoliu reprezentau 1,09% fata de 0,25% in aceeasi perioada a anului trecut, tranzactiile cu credite neperformante iau avant pe piata romaneasca.
Having recently launched its retail banking segment, Citibank Romania is determined to attract more clients by offering a combination of new technology features, new and renovated branches, and a variety of new services, such as Citibank Online and CitiPhone banking. As Shamir Khaliq, head of Citibank Romania, told Business Arena Magazine in an exclusive interview, "being a global bank, with nearly 200 years of experience, we bring a lot of learning to the Romanian market. For instance, we offer personal loans only in lei and at a fixed interest rate, because we have seen people in other parts of the world lose money due to the exposure to foreign exchange- and interest-rate volatility. In Romania, as a result of the financial crisis, we have been prudent on the loan criteria, such as minimum income and debt burden ratio."
Prudenta va fi un cuvant des utilizat de bancheri, in 2010, dupa ce in 2009 bancile n-au avut o directie clara de dezvoltare, axandu-se pe intelegerea impactului crizei asupra economiei, dar si a sistemului bancar, a declarat pentru Business Arena Magazine, Sergiu Oprescu, presedintele executiv al Alpha Bank Romania.
Government Emergency Ordinance No.109/2009, amending and supplementing Law No.571/2003, regarding the Tax Code, has been published in Monitorul Oficial al Romaniei on 13 October 2009.
Comportamentul haotic al bancilor din toamna anului 2008, care au trecut de la o politica de creditare excesiva la un blocaj al creditarii, majorandu-si totodata dobanzile, constituie principalul factor care a dus la o contractie economica mai mare decat estimarile initiale, a declarat un oficial al BNR, in cadrul EU-Cofile (European Union&Banking Lectures project), organizat de Alpha Bank Romania, Banca Nationala a Romaniei si ARB la Sinaia.
With a total loan volume that exceeds three times the average in the domestic banking market, CEC Bank defies the economic recession. The bank presses ahead, with its growth and progress among the top banks in Romania, according to its President, Radu Gratian Ghetea.
Having already managed its way through a “crisis experience” in the Turkish and Russian markets, Credit Europe Bank has accumulated 20 million Euro in loans this year, while its total loan portfolio stood at 1.5 billion Euro in 2008. According to Omer Tetik, the bank’s executive vice president, this year’s volume of loans has decreased compared to the previous year, being “an expected effect of the crisis management.”
Romanias much-heralded economic recovery in the fourth quarter of 2009 will only be relevant for the statistics, Misu Negritoiu, general manager of ING Bank Romania, told Business Arena Magazine. As the economic decline became apparent in the fourth quarter of last year, the general hope is that the economy will slow down its decline in the last three months of the year, he said.
